Protect your watches with WonderCare
Introducing the fastest and most secure way to protect the watches you love.
Why choose WonderCare Insurance
Streamlined Experience
- Fast and simple sign up – entirely digital, all online
- Instant quotes – most people receive a tailored quote instantly, and your coverage starts right away
- Minimal paperwork with maximum protection
- Input your details, snap a photo of your watch, verify, and you’re protected
- Tech first experience
- Sophisticated, yet simple throughout
Value
- No deductible
- Travel anywhere – worldwide coverage
- No matter where you are in the world, your watches are covered. Travel with peace of mind.
- Every watch you own is protected for up to 150% of its insured value, within the policy’s total limit
- Larger collections may require additional underwriting and may be eligible for discounts
Protection that makes sense for
Watch Enthusiasts
All Risk Coverage
Protection for loss, theft, or damage with no deductible, unlike typical homeowner’s policies limited to $5,000 or less.
Quick Claims Process
Fast claim resolution with verification; We assist every step of the way.
Premier Partners
We work with top retailers to expedite replacements for approved claims.
Approximate Coverage Cost
*Above values are MSRP. Market value of watches can vary.
**Coverage costs vary based on a number of factors including value and primary location.
**Discounted rates may be available for larger collections.
FAQs
WonderCare is a licensed and authorized insurance platform founded by Kevin O’Leary and a team of experienced insurance professionals. It’s designed to simplify personal property insurance — especially for luxury watches.
WonderCare is directly integrated with Chubb Insurance, a global leader in high-net-worth coverage.
A typical homeowner’s policy is designed to protect your home and its contents, usually limiting coverage of watches to a maximum amount, typically $5,000 or less. So if your watch costs more than that, you won’t be able to replace it with a similar item.
If you claim a watch loss on your home insurance, it can affect the overall cost of your home insurance because everything is grouped together on one policy. Having a separate valuables policy preserves your home insurance premiums should only your watches be affected.
No, this is a $0 deductible policy. Adding a deductible is not available.
If the market value of a watch covered on your policy has increased before a loss, we’ll pay the market value before the loss – up to 150% of your watch’s insured value. This is subject to the maximum amount of coverage of your watch collection.
However, as each watch is unique and values fluctuate over time, we recommend periodically tracking the market value of your watches so that you’re best protected.
Yes. From your dashboard, you can: Add or remove watches, Update watch valuations, Update billing or contact info, Submit and manage claims.
For more complex changes, the WonderCare support team is available to help.
Protect your watches today
Get started with just a few quick questions
Are you in the US, and insuring watches in the US?
…in a state other than Kentucky or North Carolina?
Are you 35 or older?
We appreciate your immediate interest
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Congratulations! You’re invited to join WonderCare.
Next you’ll create an account, then enter information about your watch(es) and receive a quote.
Thanks for your interest!
Join the waitlist and we’ll reach out once we’re ready.