LUXURY INSURANCE
The go-to insurance experience for watch owners
we’re watch people
Founded by Kevin O’Leary and a team of experienced insurance professionals, we’re the premier insurance platform crafted for luxury watch enthusiasts, offering seamless, tailored coverage—backed by the trusted expertise of Chubb.
We set ourselves apart by focusing first on the end-to-end experience for watch aficionados, and are expanding into other luxury assets like fine jewelry, designer handbags, art, and collectibles.
protection for watch enthusiasts
Protection for loss, theft, or damage with no deductible, unlike typical homeowner’s policies limited to $5,000 or less.
ALL RISK COVERAGE
QUICK CLAIMS PROCESS
Fast claim resolution with verification; we assist every step of the way.
PREMIER PARTNERS
We work with top retailers to expedite replacements for approved claims.
STREAMLINED
Fast and simple sign up—entirely online.
Instant quotes—most people receive a tailored quote instantly, and your coverage starts right away.
Minimal paperwork with maximum protection.
Input your details, snap a photo of your watch, verify, and you’re protected.
Tech first experience.
Sophisticated, yet simple throughout.
VALUE
No deductible.
Travel anywhere— worldwide coverage.
No matter where you are in the world, your watches are covered. Travel with peace of mind.
Every watch you own is protected for up to 150% of its insured value, within the policy’s total limit.
Larger collections may require additional underwriting and may be eligible for discounts.
APPROXIMATE COVERAGE COST
a real life scenario
For more than 25 years, I was a client of one of the largest high-net-worth homeowners insurance providers. Like many collectors, my watches, my wife’s jewelry, and my art and collectibles were insured through scheduled riders attached to my homeowners policy. It felt comprehensive—until it wasn’t.
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Approximately five years ago, a bathtub overflow in one of my homes caused damage to the flooring and resulted in a claim of roughly $30,000. It was an isolated incident after decades of an otherwise clean history. Shortly thereafter, my policy was terminated.
With that single decision, everything tied to that policy disappeared overnight. My watches, my wife’s jewelry, and our art and collectibles were suddenly uninsured—assets entirely unrelated to the claim.
That experience forced me to confront a fundamental problem with how luxury assets are insured. Portable, globally worn valuables are treated as secondary line items inside homeowners policies that were never designed for them.
When I went back into the market, I made a conscious choice. While I replaced my homeowners coverage, I chose not to reinsure my watches and collectibles through another traditional carrier. The process was slow, pricing was uncompetitive, and the structure didn’t reflect how collectors actually live or protect what they own.
That moment became the catalyst for WonderCare.
Today, I can insure watches, jewelry, art, and collectibles on a standalone platform designed specifically for assets like these—easy to onboard, transparent in coverage, and priced competitively. It’s the solution I wish had existed when I needed it most.
Protect your watches
Just a few questions to get you started.