Watch Insurance

Introducing the fastest and most secure way to protect the watches you love.

Why WonderCare Insurance

Collecting watches is fun – Insuring watches is not. But it doesn’t have to be that way. WonderCare Insurance, the premier insurer of valuable collections, offers a brand-new kind of experience. We’ve minimized the paperwork and maximized protection, so you can stop worrying about your watches and focus on enjoying them.

Insurance For Your Watches, Easier Than Ever

Fast Setup

Just take a photo of your watch, go through our simple five-step sign-up process, and if approved your watches are insured in minutes. It really is that easy.

24/7 Claim Center

Unexpected events aren’t confined to business hours and neither is WonderCare. There is always someone just a phone call away if you ever need help.

Simple Policy Management

You can add or remove watches at any time, right from your smartphone or computer. Your policy is dynamic to suit your needs.

Kevin O'Leary - WonderCare Watch Insurance

WonderCare Features

In most cases, you’ll get a personalized quote in seconds and your policy kicks in immediately.

Wherever you are on planet Earth, your watches are protected. Rest easy and travel safely.

Each of your watches is covered up to 150% of the insured value (up to the total value of the policy).

Wherever you are on planet Earth, your watches are protected. Rest easy and travel safely.

Approximate Coverage Costs

Watch Value* Cost to insure**
Tudor Black Bay Fifty-Eight $3,625 $50/yr
Omega Speedmaster $5,350 $59/yr
TAG Heuer Carrera $5,750 $63/yr
Rolex Submariner $8,100 $89/yr
Breitling Navitimer B01 $8,680 $95/yr
IWC Big Pilot $12,900 $142/yr
Rolex Daytona $13,150 $145/yr
Cartier Tank Française $19,100 $210/yr
Audemars Piguet Royal Oak $25,800 $282/yr
Patek Philippe 5172G $73,700 $689/yr
*Above values are MSRP. Market value of watches can vary.
**Coverage costs vary based on a number of factors including value and primary location.

Frequently Asked Questions

A typical homeowner’s policy is designed to protect your home and its contents, usually limiting coverage of watches to a maximum amount, typically $5,000 or less. So if your watch costs more than that, you won’t be able to replace it with a similar item.

WonderCare Insurance will provide “all-risk” coverage for most causes of loss, with no deductible, so you can protect your watches without worry. That means, if you break a watch, lose it, can’t find it, or it’s stolen, you’ll be compensated in no time at all, so you can purchase another watch exactly like you had.

No, this is a $0 deductible policy. Adding a deductible is not available.

If the market value of a watch covered on your policy has increased before a loss, we’ll pay the market value before the loss – up to 150% of your watch’s insured value. This is subject to the maximum amount of coverage of your watch collection.

However, as each watch is unique and values fluctuate over time, we recommend periodically tracking the market value of your watches so that you’re best protected.

Appraisals are only needed for watches valued at $100,000 or more and can be submitted up to 90 days after your policy starts. WonderCare can assist in getting your digital appraisal completed.

If WonderCare recovers a lost or stolen watch, we will offer you the opportunity to buy it back at the same amount that was paid out at the time of loss. Should you prefer to keep the payout, WonderCare will retain the watch.

Insuring your watch collection has never been easier.

Get a personalized quote and activate your coverage in just minutes.

Join The Waitlist Today!

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